Flexible Financing for ADU in Houston
An accessory dwelling unit is a serious investment, and we don’t think a tight budget should keep you from building the extra room your family needs. Call Lodgewick ADU Houston at (361) 326-2313 and we’ll walk you through payment options that fit how you actually live. We’ve been building ADUs, garage conversions, and home additions across Houston since 2010, and we’ve learned that flexible, honest payment terms matter as much as straight framing and a roof that doesn’t leak.
Payment Options We Offer
Financing Plans for Your Build
We work with financing partners that understand accessory dwelling unit projects, from small garage conversions to full two-bedroom detached units. Terms vary by project scope and your own credit picture, so we won’t quote you a rate until we know what you’re building. What we can tell you now: we’ll connect you with lenders who have funded Houston ADU projects before, and we’ll help you sort through the paperwork. No one should have to guess whether they can afford the build they’re planning.
Major Credit Cards
Some homeowners prefer the simplicity of paying with a card, especially for smaller repair work or the deposit portion of a larger build. We accept major credit cards, and you’ll see the charge clearly itemized on your written statement before any payment is processed. If you’re doing a full ADU build in stages, card payments can cover milestone draws while you keep other credit lines free.
Cash or Check
Plenty of our Houston clients pay by cash or personal check, particularly on projects where they’ve planned for the expense over time. There’s no fee either way, and your written price from us is the same regardless of how you pay. We’ll never steer you toward one method just because it’s easier for our office.
Up-Front Written Pricing, Always
Before any work starts, Lodgewick ADU Houston puts a written price in front of you. No verbal estimates that drift, no “we’ll see how it goes” line items, no change orders appearing out of nowhere. That price is your anchor. It lets you compare financing options honestly because you’re comparing against a real number, not a guess. Russ Delmar, Owner, has run every Houston project this way since 2010, and it’s the only way this company works.
Simple Application Process
Financing an ADU in Houston doesn’t have to feel like a second job. Here’s how it goes. First, call (361) 326-2313 and tell us what you’re thinking about building: a garage conversion, a backyard cottage for aging parents, a rental unit, whatever it is. Second, we’ll have a quick pre-qualification conversation with you and our financing partners. It’s a short conversation about your project scope and budget, not a 40-page application. Third, you choose the plan that fits. Once you’ve picked, we put the written price in your hand and schedule your build window. That’s the whole process. No mystery fees, no bait-and-switch terms, just a clear path from idea to finished ADU.
Frequently Asked Questions
Yes. Lodgewick ADU Houston connects homeowners with financing partners that specifically fund accessory dwelling units, garage conversions, and home additions. The terms you qualify for depend on your project scope and credit history. We’ll walk you through the options and help you understand each one before you sign anything. Call (361) 326-2313 and we’ll talk through what your project might qualify for.
Basic documentation is all you need to start: proof of income, a government-issued ID, and details about the project you’re planning. We’ll handle the rest with the lender. You won’t need to become a mortgage expert overnight. The whole pre-qualification step usually takes less time than the drive from Katy to the Heights in rush hour.
No. Estimates from Lodgewick ADU Houston are free, and they come in writing. You’ll get a line-item price for your ADU, garage conversion, or home addition before any commitment on your part. That written estimate is yours to keep and compare. Call (361) 326-2313 to schedule yours.
In most cases, yes. If you have a promotional credit, a referral discount, or another offer from our team, we’ll work to stack it with your financing plan where the lender’s terms allow. The important thing is that your written price reflects every discount you’re entitled to before you sign. Ask us about what applies to your project when you call (361) 326-2313.
No. That’s the entire point of The Kingswell Way. Every Lodgewick project operates under a written price delivered before work begins. If you approve that price, that’s the price. If we discover something unexpected in your Houston lot, slab, or existing structure, we discuss it with you in writing before proceeding. You approve changes before they happen, never after. This is the standard Russ Delmar has held for every ADU and garage conversion this location has built since 2010.
Pre-qualification is typically quick, often within a few business days, depending on the lender and the complexity of your project. The full approval process varies. We’ll keep you posted at each step so you’re never left wondering where things stand. You can always reach a live person at (361) 326-2313, any hour, any day.
The Kingswell Way Applies to Your Payment, Too
You should know exactly what you’re paying and why before a single board is cut. That’s why we put the price in writing first, show up in the window we gave you, leave your property cleaner than we found it, and back every build with the 365-Day Done Right Promise. If the work isn’t right, we come back and make it right. That’s in writing on every project. Financing isn’t an add-on or an afterthought at Lodgewick ADU Houston, it’s part of the same commitment: no surprises, no pressure, just straight answers. Call (361) 326-2313 and let’s talk about the ADU you’ve been imagining on your lot.
Written by Russ Delmar, Owner at Lodgewick ADU Houston, serving Houston since 2010.
